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Utilour Systems Technology Limited (“Utilour”) is a financial technology company providing digital infrastructure for savings, investments, and financial services through strategic partnerships with licensed financial institutions. Utilour is not a bank, broker-dealer, or licensed fund/portfolio manager. All financial products offered via the platform are facilitated by regulated partners, and full disclosures about product providers are available within the platform. Past performance and projected returns are for informational purposes only and do not guarantee future results. Utilour is a SCUML-certified organization and operates in compliance with relevant regulatory standards. All payment services are securely processed via PCI-DSS-compliant gateways and regulated financial institutions. Use of this platform signifies your agreement to our Terms of Use, Privacy Policy, and Risk Disclosure Statement. Some services may be provided by Utilour or any of its affiliated or licensed partner entities.